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2025 Home Loan Predictions: Will Mortgage Rates in Singapore Go Up or Down?
Home Loan
Interest Rates
New Purchase
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Refinancing
17 Mar 2025
2025 Home Loan Predictions: Will Mortgage Rates in Singapore Go Up or Down?

Wondering if mortgage rates in Singapore will drop in 2025? While experts predict a gradual decline, the timeline remains uncertain. With fixed rates currently lower than floating rates, is now the right time to lock in a loan? This article breaks down interest rate trends, expert forecasts, and the best refinancing strategies for homeowners. Read on to make the smartest mortgage decision in 2025!

Best Home Loan Packages in Singapore (2025 Edition): Which Bank Offers the Lowest Rates?

Looking for the best home loan in Singapore? This guide compares fixed vs floating rate home loans, breaking down their pros and cons, who they are best suited for, and how to choose the right mortgage in 2025. Whether you're buying a new launch condo or refinancing, find out which loan type will save you the most money. Read now to make an informed decision!

How to Legally Avoid Paying ABSD and Own Multiple Properties in Singapore

Learn how to avoid ABSD legally in Singapore. Discover strategies to avoid paying ABSD on your second property and own multiple properties.

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Interest Rate Floor: Is it Increasing?
News
02 Jun 2020
Interest Rate Floor: Is it Increasing?

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why
News
01 Apr 2020
MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Interest Repayment Schemes - How to Defer your Mortgage in Singapore
News
31 Mar 2020
Interest Repayment Schemes - How to Defer your Mortgage in Singapore

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore
News
16 Mar 2020
US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

Let me know when interest rates drop!